Low Interest Rate Reward Credit Card Offers

11. Citi CashReturns(SM) MasterCard®

Earn Up to 6% Cash Back on Purchases; a Full 1% Cash Back on Every Purchase PLUS an Average 5% Additional Cash Back at 400 Leading Retailers Within the Citi Bonus Cash Center. Earn a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months Checks Will Be Sent Automatically Every Time You Earn $50 0% APR* on Balance Transfers for up to 12 Months Introductory Rate Applies Towards Overall Rating 0% APR for up to 12 Months Balance Transfers Purchase APR Cash APR Annual Fee Grace Period Benefit Rating As low as 8.99% 19.99% $0 20 Days (Min.)

12. Citi® Diamond Preferred® Rewards Card

0% APR* on Balance Transfers for Up to 12 Months 5 Reward Points for Every $1 Spent on Purchases at Supermarkets, Drugstores, and Gas Stations for 12 Months; 1 Point for Every $1 on All Other Purchases No Annual Fee and FREE Rewards Program Citi® Identity Theft Solutions Price Protection Program $0 Liability on Unauthorized Purchases Introductory Rate Applies Towards Overall Rating 0% APR for up to 12 Months Balance Transfers Purchase APR Cash APR Annual Fee Grace Period Benefit Rating As low as 9.49% 19.99% $0 20 Days (Min.)

13. Continental Finance Gold MasterCard®

Rates As Low as 9.75% APR* Unsecured MasterCard Accepted at Millions of Locations Worldwide Monthly Reporting to the Major Credit Bureaus FREE Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases* Prestige of Carrying a Gold Card *See Website for Other Fees, Rates, and Terms and Conditions Introductory Rate Applies Towards Overall Rating No Introductory Rate Available None Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.75%* 19.92% $50 25 Days (Min.)

14. Capital One® No Hassle Miles(SM) Ultra-For Professionals

Earn Double Miles - 2 Miles Per Dollar Spent on All Purchases Save With a 0% Intro APR on Purchases Until January 2010 No Expiration Date on Miles and No Limit on the Miles You Can Earn No Blackout Dates or Seat Restrictions *See Capital One® Important Disclosures for More Information Introductory Rate Applies Towards Overall Rating 0% on Purchases Until January 2010 Purchases Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.90% 22.90% $39 25 Days

15. Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards

Earn 25% More Mileage Than Regular Mileage Cards With 1.25 Miles For Each Dollar Spent on Purchases Save With a 0% Intro APR on Purchases Until January 2010 No Expiration on Miles and No Limit on the Miles You Can Earn There Are No Blackout Date and No Seat Restrictions No Annual Fee *See Capital One® Important Disclosures for More Information. Introductory Rate Applies Towards Overall Rating 0% on Purchases Until January 2010 Purchases Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.90% 22.90% $0 25 Days

16. Capital One® No Hassle Points(SM) Rewards - Excellent Credit

Earn 2 Points Per Dollar Spent at Gas Stations, Major Grocery and Drug Stores 1 Point for Every Dollar Spent on Other Purchases Save With a 0% Intro APR on Purchases Until January 2010 There is No Limit to the Points You Can Earn and Your Points Won't Expire No Annual Fee *See Capital One® Important Disclosures for More Information Introductory Rate Applies Towards Overall Rating 0% on Purchases Until January 2010 Purchases Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.90% 22.90% $0 25 Days

17. Capital One® No Hassle Miles(SM) Rewards For Travel & Gas

More Miles - Earn 3 Miles Per Dollar Spent on Travel and Gas Purchases Earn 1 Mile Per Dollar For All Other Purchases No Annual Fee Unrestricted Travel - Fly Any Airline, Anytime, Anywhere, With No Blackout Dates and No Seat Restrictions No Expiration Date - Rewards Don't Expire For the Life of Your Account *See Capital One® Important Disclosures for More Information Introductory Rate Applies Towards Overall Rating 0% on Purchases Until January 2010 Purchases Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.90% 22.9% $0 25 Days

18. Capital One® No Hassle Miles(SM) Rewards - MasterCard® Excellent 1x - 2x Miles Rewards

Earn 2 Miles for Each Dollar of Monthly Spending Above $1,000 1 Mile Per $1 Spent on All Other Purchases Save With 0% Intro APR on Purchases Until January 2010 Get Free Travel Easily with ANY Airline, Hotel, Cruise Line, or Rental Car No Blackout Dates and No Seat Restrictions No Expiration Date on Miles and No Limit on the Miles You Can Earn No Annual Fee *See Capital One® Important Disclosures for More Information Introductory Rate Applies Towards Overall Rating 0% on Purchases Until January 2010 Purchases Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.90% 22.90% $0 25 Days

19. Gold MasterCard® Credit Card - Fixed 9.99% AIR

9.99% Annual Interest Rate on Purchases and Cash Advances No Annual Fee 9.99% Annual Interest Rate on Purchases and Cash Advances Around-the-Clock Fraud Protection Online Access to Your Credit Card Account Unparalleled 24-Hour Customer Service Introductory Rate Applies Towards Overall Rating No Introductory Rate Available None Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.99% 9.99% $0 21 Days

20. Applied Bank® Secured Visa® Credit Card

9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late! CHOOSE Your Credit Limit Up To $5,000* $0 Fraud Liability NO Credit Requirements NO Income Requirements ACCEPTED Worldwide at Millions of Locations CREDIT Bureau Reporting *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit. Introductory Rate Applies Towards Overall Rating No Introductory Rate Available None Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.99% 9.99% $50 None