The Capital One® No Hassle Miles(SM) Rewards card for people with excellent credit is by far one of the best and least costly airline reward cards available.
Through the reward program, cardholders earn 1.25 miles per dollar spent on all purchases. Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities.
This card has no annual fee and an above average interest rate for purchases and balance transfers.
This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Therefore, those who want an airline reward card with an interest rate that gives them the option to carry a balance may benefit most from what the
Capital One® No Hassle Miles(SM) Rewards - Excellent Credit card has to offer.
Review Date: September 03, 2008
Note: The review on this card was updated on September 03, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Intro Rate (Intro APR):
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No Introductory Rate Available |
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Purchase APR:
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13.90% |
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Cash APR:
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22.90% |
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Finance Configuration:
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Average Daily Balance (including new purchases) |
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Annual Fee:
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$0 |
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Additional Cardholders:
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$0 |
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Grace Period:
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25 Days |
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Late Payment Fee:
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Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
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Over the Limit Fee:
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None |
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Cash Advance Fee:
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3% of amount of the cash advance, but not less than $10. |
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Balance Transfer Fee:
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None |
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Minimum Credit Limit:
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$500 |
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Maximum Credit Limit:
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$20,000 |
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Miles per Dollar:
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1.25 Miles |
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Additional Miles:
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None |
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Mile Details:
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Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities. |
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Expiration:
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None (Miles do not expire for the life of the account.) |
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Yearly Limit:
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None |
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Frequent Flyer Compatible:
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No |
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Most Attractive Feature(s):
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| Miles are redeemable for flights on any airline. |
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Least Attractive Feature(s):
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| Miles cannot be combined with airline frequent flyer programs. |
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Additional Features:
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Manage your finances with a year-end summary of purchases.
$0 fraud liability for any unauthorized use if your card is lost or stolen.
24-Hour Travel and Emergency Assistance.
Emergency card replacement or cash advance if your card is lost or stolen. |
| This card is for applicants with Excellent Credit. *See Capital One® important disclosures for more information. |
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