Credit Card Rewards, Credit Card Research at Credit Rewards by Web

Escape by Discover® Card Review

Issued by Discover


Escape by Discover® Card
Escape by Discover® Card Application Secure Credit Card Applications

Overall Rating:

Credit Card Overall Rating

Benefit Rating:

Credit Card Benefit Rating


The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly.

The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). At the same time, cardholders will have the flexibility of earning unlimited Double Miles on all of their personal and business purchases. Miles never expire and can be redeemed for booking any airline, cruise, hotel stay, or car rental. You can also exchange your miles for gift cards to 90 brand-name partners or for cash starting at just 1,000 miles.

In addition to the rewards program, cardholders will also enjoy enhanced travel benefits including car rental insurance, lost luggage insurance, travel delay insurance, and travel cancellation insurance.

While there is a $60 annual fee requirement for this card, cardholders will enjoy a 0% APR on purchases and balance transfers for the first six months of opening an account. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.

Those who plan to take advantage of the introductory rate and the travel reward program will find that the Escape by Discover® Card has a great deal to offer.

Review Date: July 01, 2010

Terms and Conditions

Note: The review on this card was updated on July 01, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): 0% Intro APR*
Intro Applied Towards: Purchases, Balance Transfers
Additional Intro Details: There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Purchase APR: 10.99% - 16.99% (V)* (Variable)
Cash APR: 23.99% Variable (Variable)
Finance Configuration: Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee: $60
Grace Period: 25 Days (Min.)
Over the Limit Fee: $15 on balances up to $500; $39 on balances over $500
Cash Advance Fee: 3%, $5 minimum
Balance Transfer Fee: 3% for each balance transfer made under this offer

Credit Card Reward Program Details (Mile)
Miles per Dollar: 2 Miles
Additional Miles: Earn two additional miles for every dollar you spend through the ShopDiscover online shopping site.
Mile Details: Miles can be redeemed for travel credits, cash, or gift cards.
Expiration: None (Account inactivity for more than 18 months could result in the forfeiture of Miles.)
Yearly Limit: No
Bonus Details: **Cardholders will receive 1,000 bonus miles every month they make a purchase during the first 25 months of opening an account.
Frequent Flyer Compatible: No

Features
Most Attractive Feature(s):
0% introductory rate; rewards program; bonus miles.
Least Attractive Feature(s):
Annual fee; low rate not available to all applicants.
Additional Features:
Various Internet account related services.
Primary Car Rental Insurance.
Lost or Damaged Luggage Insurance.
Travel Delay Insurance.
Trip Cancellation Insurance.
See website for additional benefits.

Important Notations
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Additional Information
Apply Online for the Escape by Discover® Card from Discover
See other Travel Credit Cards
See other Discover Credit Cards



ADVERTISEMENT