Chase Freedom℠ Review

The Chase Freedom^SM credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. The APR for purchases is 0% for 6 months, and the APR for balance transfers is 0% for 12 months.

Through the rewards program, cardholders earn 5% cash back in rotating categories such as gas, home improvement and department stores. Up to to 10% cash back - even up to 20% cash back at select merchants - can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire.

Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. The Chase Freedom^SM credit card has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom^SM has to offer.