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Slate℠ from Chase Review

Issued by Chase


Slate℠ from Chase
Slate℠ from Chase Application Secure Credit Card Applications

Overall Rating:

Credit Card Overall Rating

Benefit Rating:

Credit Card Benefit Rating


The SlateSM from Chase credit card provides one card for all of your purchasing needs. This card offers easy and flexible ways to pay down your balance faster.

Choose from four unique ways to repay your balance - Full Pay, Split, Finish It and Track It. Full Pay allows you to avoid paying interest on everyday items, such as groceries and gas, when you pay them in full each month. The items will be automatically separated on your billing statement. Split enables you to pay off larger purchases on your own terms. You set a goal date or monthly payment, and Chase automatically separates the items on your statement. Finish It allows you to pay down your balance faster by choosing a goal date or monthly amount. Chase does the math, sets up a repayment plan, and monitors your progress on monthly statements and online. With Track It, you can see your spending trends at a glance and track your progress against your goals in real time.

SlateSM from Chase offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. Those who qualify for Elite and Premium Pricing will receive a 0% APR on purchases and balance transfers for the first 12 billing cycles following the opening of the account. Those who qualify for Standard Pricing will receive a 0% APR on balance transfers for the first 6 billing cycles of the account opening.

Additional benefits of SlateSM from Chase include patented fraud protection, a zero liability policy, and email and text alerts. This card has no annual fee, and BlueprintSM is offered at no additional charge. Therefore, those who are interested in designing their own payment plan and tracking the progress will benefit most from what the SlateSM from Chase credit card has to offer.

Review Date: October 22, 2009

Terms and Conditions

Note: The review on this card was updated on October 22, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): 0% APR for up to 12 Months*
Intro Applied Towards: Purchases, Balance Transfers
Additional Intro Details: *For Elite and Premium Pricing, the intro APR for purchases and balance transfers is 0% for the first 12 billing cycles. For Standard Pricing, the intro APR for balance transfers is 0% for the first 6 billing cycles.
Purchase APR: 13.24%, 17.24%, 22.24% (Variable)
Cash APR: As low as 19.24% (V) (Variable)
Finance Configuration: Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee: $0
Grace Period: 20 Days (Min.)
Over the Limit Fee: $39
Cash Advance Fee: 3% of the amount of the transaction, but not less than $10.00
Balance Transfer Fee: 3% of the amount of each transaction, but not less than $5.00
Total First Year Fees: 0
Minimum Credit Limit: Data
Maximum Credit Limit: Data

Features
Most Attractive Feature(s):
Introductory APR; no annual fee.
Least Attractive Feature(s):
Higher APR for less qualifying applicants; no rewards program.
Additional Features:
See website for additional benefits.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the Slate℠ from Chase from Chase
See other Regular Credit Cards
See other Credit Cards Issued by Chase
See other Visa Credit Cards



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