Platinum Zero™ Secured Visa® Credit Card from Applied Bank® Review

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The Platinum Zero™ Secured Visa® Credit Card from Applied Bank® is a secured card. This card is designed for those with limited or poor credit history.

The major benefit of this card is that there is a 0% APR on purchases. Also, unlike most secured credit cards, this card provides additional services and benefits, including online account access and various fraud protection services. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do.

Those who do not mind accumulating finance charges once a transaction is posted will benefit most from the very low rate that the Platinum Zero™ Secured Visa® Credit Card from Applied Bank® has to offer.

Review Date: March 01, 2010

Terms and Conditions

Note: The review on this card was updated on March 01, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR):	No Introductory Rate Available
Additional Intro Details:	n/app
Purchase APR:	0% (Fixed)
Cash APR:	9.99% (Fixed)
Finance Configuration:	Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee:	$0*
Annual Fee Details:	*Billed at $9.95 per month ($119.40 Annually)
Grace Period:	None
Over the Limit Fee:	$0
Cash Advance Fee:	The greater of $5.00 or 5% of each Cash Advance which includes, but is not limited to, ATM and convenience check usage.
Application Fee:	$0
Participation Fee:	$0
Total First Year Fees:	$119.40
Minimum Deposit:	$500
Maximum Deposit:	$500

Features
Most Attractive Feature(s):
Timely credit bureau reporting; No application fee.
Least Attractive Feature(s):
Minimum deposit; monthly fee.
Additional Features:
See website for additional benefits.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the Platinum Zero™ Secured Visa® Credit Card from Applied Bank® from Applied Bank See other Secured Credit Cards See other Credit Cards Issued by See other Visa Credit Cards

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