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Blue Cash® from American Express Review

Issued by American Express


Blue Cash® from American Express
Blue Cash® from American Express Application Secure Credit Card Applications

Overall Rating:

Credit Card Overall Rating

Benefit Rating:

Credit Card Benefit Rating


Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program.

Cardholders get unlimited cash back savings on eligible purchases with the Blue Cash® from American Express card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.25% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate.

Aside from the cash rebates, this card provides common benefits and services commonly found with American Express® credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance.

This card has no annual fee and an average rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases.

Therefore, those who plan to take advantage of the cash back rewards program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash® from American Express has to offer.



Review Date: December 22, 2009

Terms and Conditions

Note: The review on this card was updated on December 22, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): 0% on Purchases for 6 months
Intro Applied Towards: Purchases
Additional Intro Details: 0.00% Introductory APR (0.0000% DPR) for Purchases for 6 months of Cardmembership.
Purchase APR: 17.24%-21.24% Variable (Variable)
Cash APR: 25.24% (Variable)
Finance Configuration: Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee: $0
Grace Period: 25 Days
Cash Advance Fee: 3% of each transaction with $5.00 minimum and no maximum.
Balance Transfer Fee: None

Credit Card Reward Program Details (Rebate)
Rebate Minimum: .5%
Rebate Maximum: 5%
Additional Rebates: Earn 1%-5% cash back on Everyday Purchases. "Everyday Purchases" are eligible purchases made at supermarkets, drug stores, and gas stations (on gas only); not at departments of superstores or warehouse clubs. All other purchases earn .5%-1.25% cash back.
Rebate Details: "Everyday Purchases" earn 1% on $0-$6,500, and 5% on $6,500.01 or more in year to date purchases. General purchases earn .5% on $0-$6,500 and 1.25% on $6,500.01 or more on year to date purchases.
Expiration: None
Yearly Limit: No

Features
Most Attractive Feature(s):
Up to 5% cash back rewards; no annual fee; 0% introductory rate.
Least Attractive Feature(s):
Cash back rewards are earned for purchases only.
Additional Features:
See website for additional benefits.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the Blue Cash® from American Express from American Express
See other Cash Back Credit Cards
See other American Express Credit Cards



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