Zync from American Express^SM Review

Issued by American Express

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Zync from American Express(SM) is a rewards credit card that offers a full range of customizable card benefits. Membership Rewards®, which can be redeemed for travel, shopping and entertainment rewards, are earned with every eligible purchase. Cardholders can also choose which Lifestyle Pack offers them the benefits they use most. Zync from American Express(SM) has a low annual fee of just $25 for the Basic Card, which is waived the first year. And because the balance is paid in full each month, cardholders pay no monthly interest fees.

With Zync from American Express(SM), you can choose the Lifestyle Packs that fit you. Choose as many Packs as you want, or choose none at all. The Go Pack allows you to earn 2X Membership Rewards® points on airfare. Other benefits include discounts of up to 25% at Avis and Budget, and discounts of up to 20% at Hertz. You will also receive a $50 credit on any American Express Vacations package when you book before December 31, 2010.

The Social Pack allows you to earn 2X Membership Rewards® points on restaurant and events purchases. You can even get special access to event tickets before they go on sale to the public.

With the Connect Pack, you can earn 2X Membership Rewards® points on mobile and cable services, including cell phone, cable and internet. You will use 25% fewer points when you get mobile devices at membershiprewards.com.

The Eco Pack gives cardholders 2X Membership Rewards® points on purchases from select green merchants. You will use 25% fewer points on eco-friendly merchandise and carbon offsets purchased at membershiprewards.com/eco. Plus, for every Eco Pack membership, American Express will purchase $1 worth of carbon offsets from TerraPass, which funds reductions in carbon emissions at dairy farms and landfills across the U.S.

Therefore, if you're interested in a credit card that allows you to customize your benefits and you don't mind paying your balance in full each month, the Zync from American Express(SM) may be the right card for you.

Review Date: March 23, 2010

Terms and Conditions

Note: The review on this card was updated on March 23, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR):	No Introductory Rate Available
Additional Intro Details:	n/app
Finance Configuration:	n/app

Credit Card Fee Details
Annual Fee:	$25
Annual Fee Details:	No annual fee the first year, then $25 per year after that.

Credit Card Reward Program Details (Point)
Points Per Dollar:	1 Point
Additional Points:	2X Membership Rewards points can be earned on select purchases when cardholders sign up for Lifestyle Pack(s).
Expiration:	None
Yearly Limit:	No

Features
Most Attractive Feature(s):
Customizable benefits; Annual fee waived the first year.
Least Attractive Feature(s):
Balance due in full each month.
Additional Features:
See website for additional benefits.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the Zync from American Express^SM from American Express See other Other Credit Cards See other American Express Credit Cards

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Zync from American ExpressSM Review

Issued by American Express

Zync from American Express^SM Review