Chase Sapphire℠ Preferred Card Review

Issued by Chase

Overall Rating:

Credit Card Overall Rating

Benefit Rating:

Credit Card Benefit Rating

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The Chase Sapphire℠ Preferred Card has enhanced earnings and rewards targeted towards travelers, with an annual fee of $85 waived the first year.

Earn a free flight - that's 25,000 bonus points after you spend $3,000 in the first 3 months!

In addition, you'll receive two points per dollar for all airfare booked through Ultimate Rewards, and one point for every dollar spent on all other purchases. Points are worth 25% more when you redeem airfare, and there is a 7% annual points dividend - so you can earn point on your points.

There are no earning caps, point expirations, or blackout dates, so you'll be able to earn unlimited points with this travel credit card.

The Chase Sapphire℠ Preferred Card offers premier travel benefits as well as 24/7 customer service to help you redeem your points and take advantage of this travel rewards card from Chase.

Review Date: May 18, 2010

Terms and Conditions

Note: The review on this card was updated on May 18, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR):	No Introductory Rate Available
Additional Intro Details:	n/app
Purchase APR:	12.24% (V) (Variable)
Cash APR:	19.24% (V) (Variable)
Finance Configuration:	Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee:	$85*
Annual Fee Details:	*Annual fee of $85 waived the first year.
Grace Period:	21 Days
Cash Advance Fee:	Either $10.00 or 3% of the amount of each transaction, whichever is greater.
Balance Transfer Fee:	Either $5.00 or 3% of the amount of each transfer, whichever is greater.

Credit Card Reward Program Details (Point)
Points Per Dollar:	1 Point
Additional Points:	2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases.
Point Details:	Points are worth 25% more when you redeem airfare; 7% annual points dividend - earn points on your points; 1:1 points transfer to leading airline and hotel programs.
Expiration:	None
Yearly Limit:	No
Bonus Details:	25,000 bonus points after you spend $3,000 in the first 3 months.

Features
Most Attractive Feature(s):
25,000 Bonus Points; Annual fee waived first year.
Least Attractive Feature(s):
Annual fee after first year.
Additional Features:
See website for additional benefits.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the Chase Sapphire℠ Preferred Card from Chase See other Travel Credit Cards See other Credit Cards Issued by Chase See other Visa Credit Cards

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