CitiBusiness® / AAdvantage® Visa® Review

The CitiBusiness® / AAdvantage® Visa® card, issued by Citibank, is designed for those who travel regularly on American Airlines and would like to earn free travel for business-related expenses.

Through the airline rewards program, cardholders earn one mile for every dollar spent on the card, and 30,000 bonus miles after making $750 in purchases within 4 months of becoming a cardmember. Earned miles can be applied toward free travel via American Airlines and its participating airline partners. Miles are also compatible with the American Airlines frequent flyer program. In addition, miles will be earned when employees make purchases with their CitiBusiness® / AAdvantage® Visa®. There is a maximum of 150,000 miles that can be accumulated per year, and miles never expire.

This card provides many cardholder benefits, including up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and auto rental insurance. It also offers discounts on products and services at participating merchants and retailers. The $75 annual fee for the card is waived for the first year, and there is no fee for additional cardholders.

Therefore, those who plan to pay in full each month (to avoid finance charges), do not mind paying an annual fee of $75 after the first year, and plan to take advantage of the airline reward program will benefit most from what the CitiBusiness® / AAdvantage® Visa® has to offer.